Preliminary loan sizing enables the client to determine the amount of loan the lender would be able to provide the borrower thereby raising quick red flags on the property and borrower. Loan Sizing includes pre-screening and underwriting. The process majorly involves incorporating and analyzing property operating statements and performing underwriting based on the cash-flow analysis.
The client was a diversified commercial real estate outsourcing firm that provides top-notch services to corporate and individual clients. Neptune was engaged in two consecutive projects by a California based investment and Asset Management firm which pivots investment strategies based on market environment providing for the ability to invest throughout the real estate capital structures in securities, loans and properties. The scope of the project involved sizing of 154 lodging and retail assets totaling to a loan amount of $1.6B, with an average ticket size of $10MM in a short span of two weeks.